Can we get a joint mortgage with one income?
Life, as we know from recent years, has a knack of throwing up the unexpected. For example, your partner may now be unemployed but you still need a joint mortgage…
What to expect on completion day
You’ve had your offer accepted, exchanged contracts, packed and now you’re waiting for completion day! Completion is the last stage in the process of buying a house and can take…
What is mortgage equity?
Whenever you decide to remortgage you maybe asked about the value of your equity. But what is your mortgage equity? Put simply, your equity is the share of the property…
Why you need a deposit to buy a home
You’ve seen your dream home and have worked out your monthly mortgage budget – all you need now is your deposit. And that’s where things get tricky! How much money…
All you need to know about an agreement in principle
When buying a house an estate agent may ask for an agreement in principle before taking it off the market. The AIP is also called a decision in principle, a…
Mortgage holidays for those affected by Covid-19
Homeowners and Buy to Let landlords who are affected by coronavirus can apply for mortgage payment holidays of up to three months. How it will work? You should contact your…
Self-employed mortgages: All you need to know
More than 5 million people are self-employed in the UK, according to the Office of National Statistics. And that is a figure that’s likely to keep rising. For many, working…