Can I get a mortgage with a good salary but bad credit?
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If you’ve recently had a promotion (well done) you may be wondering if you can get a mortgage with a good salary but bad credit history. This can mean that…
Why you need a deposit to buy a home
You’ve seen your dream home and have worked out your monthly mortgage budget – all you need now is your deposit. And that’s where things get tricky! How much money…
All you need to know about an agreement in principle
When buying a house an estate agent may ask for an agreement in principle before taking it off the market. The AIP is also called a decision in principle, a…
What is the 95% LTV mortgage guarantee scheme?
More lenders are beginning to offer 95% LTV mortgages thanks to the introduction of the mortgage guarantee scheme. It helps buyers purchase a home a 5% deposit. What is the…
Mortgages and new-build homes
When buying a new-build home there is a chance of your mortgage offer expiring before your house is built. Those people reserving off-plan – which means the developer has not…