Should I make mortgage overpayments?
Most lenders allow you to make mortgage overpayments. And this means you pay extra on top of your usual monthly payments. With interest rates rising again and predictions of further…
Should I be remortgaging now?
As interest rates reach their highest point in 14 years, you maybe wondering if it’s the right time to remortgage. The Bank of England’s Deputy Governor says the rate rise…
Act now to remortgage before interest rates rise
All the signs are indicating that the Bank of England will potentially agree an interest rates rise over the coming months. And if your fixed rate mortgage has ended or…
What is mortgage equity?
Whenever you decide to remortgage you maybe asked about the value of your equity. But what is your mortgage equity? Put simply, your equity is the share of the property…
What you need to know about mortgage interest rates
Mortgage interest rates are important to understand as they determine how much your monthly repayments will be when buying a house. If you are a first-time buyer or have a…
Credit history and why it matters to mortgages
Credit history is something that affects every buyer. Being a first-time buyer and looking for a mortgage is already a challenge and sometimes a little bit daunting. For the majority…
First-time buyers – what you need to know
The thought of buying a new house can be exciting… but it can also cause a little bit of concern! It may be the most expensive purchase you’ll ever make,…