FCA help if you’re struggling to pay your mortgage
Homeowners struggling to pay their mortgage have been thrown a lifeline from the Financial Conduct Authority (FCA). Lenders must have tools available to help borrowers who have missed payments or…
What are searches when buying a home?
There are many steps before being given the keys to a new home, including something called ‘searches’. If you’re a first-time buyer, it may seem to take an age between…
What can we expect from house prices in 2022?
As we look forward to another 12 months, what can we expect from house prices in 2022? We haven’t got access to a crystal ball, but looking at data from…
What is a gifted deposit?
Are you finding it difficult to get onto the property? Well, join the club! More than half of first-time buyers under the age of 35 apparently rely on assistance from…
Why you need a deposit to buy a home
You’ve seen your dream home and have worked out your monthly mortgage budget – all you need now is your deposit. And that’s where things get tricky! How much money…
Mortgage interest rates: What you need to know
Interest rates are a term you will hear when applying for a mortgage. Even if you have a mortgage now, you may not fully understand why you need to pay…
Mortgages and new-build homes
When buying a new-build home there is a chance of your mortgage offer expiring before your house is built. Those people reserving off-plan – which means the developer has not…
Why should I use a mortgage broker?
When buying your new, or first, house you’re likely to need a mortgage – but should use you use a mortgage broker? Very few people buy a house with cash,…
Remortgaging: what you need to know
Remortgaging your home is a fairly simple thing to do but many people forget to check their current deal. Last year, a study showed that mortgage borrowers were unnecessarily paying…
Steps to buying your first home
There are steps to take before you buy your first home. At The Mortgage Dog, we understand that if you’re a first-time buyer it can be daunting or something of…