How does an interest rate rise affect me?
The Bank of England last month decided to increase interest rates again but how does the interest rate rise affect you? If you recently bought a house or just remortgaged,…
What to expect on completion day
You’ve had your offer accepted, exchanged contracts, packed and now you’re waiting for completion day! Completion is the last stage in the process of buying a house and can take…
What is a gifted deposit?
Are you finding it difficult to get onto the property? Well, join the club! More than half of first-time buyers under the age of 35 apparently rely on assistance from…
What is the 95% LTV mortgage guarantee scheme?
More lenders are beginning to offer 95% LTV mortgages thanks to the introduction of the mortgage guarantee scheme. It helps buyers purchase a home a 5% deposit. What is the…
Mortgages and new-build homes
When buying a new-build home there is a chance of your mortgage offer expiring before your house is built. Those people reserving off-plan – which means the developer has not…
Why should I use a mortgage broker?
When buying your new, or first, house you’re likely to need a mortgage – but should use you use a mortgage broker? Very few people buy a house with cash,…
Steps to buying your first home
There are steps to take before you buy your first home. At The Mortgage Dog, we understand that if you’re a first-time buyer it can be daunting or something of…
Credit history and why it matters to mortgages
Credit history is something that affects every buyer. Being a first-time buyer and looking for a mortgage is already a challenge and sometimes a little bit daunting. For the majority…