Buying a new build home is exciting and the buying experience may feel a little different. Often, you will only have seen your ‘house’ on plans or walked around a showhouse. But the only real difference is that developers can require exchange and completion within a short timescale. This is usually between 4–6 weeks! But how does Help to Buy work? And who is eligible?
With a Help to Buy: Equity Loan, the Government lends you up to 20% of the cost of your newly built home. So you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.
You won’t be charged loan fees on the 20% loan for the first five years of owning your home.
We make it as convenient to you as possible. We offer face to face appointments in the comfort of your own home/parents home/our office or even over the phone. We’ll make it as stress free as possible for you.
If you are starting from scratch, struggling to make a decision of what is best for you and need help with which solicitor/buildings insurance/life insurance etc. to go with our honest recommendation.
We will help you right up until completion and beyond for the life time of your mortgage.
