Why use a mortgage calculator?
When it comes to working out your finances before looking for a new home a mortgage calculator can really help. Speaking to a qualified mortgage adviser is always recommended before…
FCA help if you’re struggling to pay your mortgage
Homeowners struggling to pay their mortgage have been thrown a lifeline from the Financial Conduct Authority (FCA). Lenders must have tools available to help borrowers who have missed payments or…
The Mortgage Guarantee scheme extended to December 2023
The Mortgage Guarantee Scheme to help homebuyers has been extended to the end of this year. Under the scheme, first-time buyers and home movers have access to mortgages with a…
Should I be remortgaging now?
As interest rates reach their highest point in 14 years, you maybe wondering if it’s the right time to remortgage. The Bank of England’s Deputy Governor says the rate rise…
Can you rent your house when you have a mortgage?
Money’s getting tighter these days so could you boost your income if you rent your house when you have a mortgage. Moving in with parents or a partner may seem…
How does an interest rate rise affect me?
The Bank of England last month decided to increase interest rates again but how does the interest rate rise affect you? If you recently bought a house or just remortgaged,…
What is the Help to Buy equity loan scheme?
The clock is ticking for first-time buyers wanting to take advantage of Help to Buy for new-build homes. They can access the equity loan scheme from the government until 31…
What is the First Homes Scheme?
First-time buyers and key workers in England could benefit from a new Government scheme called the First Homes Scheme. Those qualifying for the scheme have the chance to buy specific…
Act now to remortgage before interest rates rise
All the signs are indicating that the Bank of England will potentially agree an interest rates rise over the coming months. And if your fixed rate mortgage has ended or…
House prices increase in the North East, says report
House prices continue to boom in the North East, reports have revealed. A report by Nationwide shows annual house prices rose to a six-year high of 7.3% by the end…