Can I get a mortgage with a good salary but bad credit?
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If you’ve recently had a promotion (well done) you may be wondering if you can get a mortgage with a good salary but bad credit history. This can mean that…
Should I consider a mortgage holiday?
Life has a habit of throwing the unexpected at us. And in those times you may be thinking about a mortgage holiday. In recent times, there have been occasions when…
Getting a mortgage after an IVA
People struggling to clear debts are often offered an IVA, or Individual Voluntary Agreement. This means they do not have to declare bankruptcy. And while it is means escaping the…
Should I remortgage for an extension?
If you don’t want to upsize but need more room, a home extension can make sense. But should you remortgage for an extension? The answer depends on your personal situation.…
The Mortgage Guarantee scheme extended to December 2023
The Mortgage Guarantee Scheme to help homebuyers has been extended to the end of this year. Under the scheme, first-time buyers and home movers have access to mortgages with a…
Can we get a joint mortgage with one income?
Life, as we know from recent years, has a knack of throwing up the unexpected. For example, your partner may now be unemployed but you still need a joint mortgage…
Why a mortgage application is refused
Buying a home maybe a dream but it could turn into a nightmare if your mortgage application is refused. If your application does not succeed, do not worry, you are…
First-time buyer mistakes to avoid
Buying your first home is exciting – but first-time buyer mistakes are bound to happen when you’ve never done it before. Of course, an estate agent, your solicitor and mortgage…
Debt consolidation after Christmas
Debt consolidation could help you if you have credit card bills mounting up or a large overdraft that never seems to reduce. Financial problems can hit anyone at any time.…
Act now to remortgage before interest rates rise
All the signs are indicating that the Bank of England will potentially agree an interest rates rise over the coming months. And if your fixed rate mortgage has ended or…