Can I get a mortgage with a good salary but bad credit?
No Comments
If you’ve recently had a promotion (well done) you may be wondering if you can get a mortgage with a good salary but bad credit history. This can mean that…
Why use a mortgage calculator?
When it comes to working out your finances before looking for a new home a mortgage calculator can really help. Speaking to a qualified mortgage adviser is always recommended before…
Should I make mortgage overpayments?
Most lenders allow you to make mortgage overpayments. And this means you pay extra on top of your usual monthly payments. With interest rates rising again and predictions of further…
Should I consider a mortgage holiday?
Life has a habit of throwing the unexpected at us. And in those times you may be thinking about a mortgage holiday. In recent times, there have been occasions when…
Getting a mortgage after an IVA
People struggling to clear debts are often offered an IVA, or Individual Voluntary Agreement. This means they do not have to declare bankruptcy. And while it is means escaping the…
Can I get a mortgage for an auction property?
If you love watching Homes Under The Hammer, buying a property in an auction might seem appealing. But if you haven’t got a large sum in savings, you may be…
Should I remortgage for an extension?
If you don’t want to upsize but need more room, a home extension can make sense. But should you remortgage for an extension? The answer depends on your personal situation.…
Is porting your mortgage worth doing?
If moving home, you may be able take your current mortgage with you by ‘porting your mortgage’. Despite the gloom, official stats show that the housing market is still pretty…
The Mortgage Guarantee scheme extended to December 2023
The Mortgage Guarantee Scheme to help homebuyers has been extended to the end of this year. Under the scheme, first-time buyers and home movers have access to mortgages with a…
Can we get a joint mortgage with one income?
Life, as we know from recent years, has a knack of throwing up the unexpected. For example, your partner may now be unemployed but you still need a joint mortgage…