What are searches when buying a home?
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There are many steps before being given the keys to a new home, including something called ‘searches’. If you’re a first-time buyer, it may seem to take an age between…
Should I be remortgaging now?
As interest rates reach their highest point in 14 years, you maybe wondering if it’s the right time to remortgage. The Bank of England’s Deputy Governor says the rate rise…
Can you rent your house when you have a mortgage?
Money’s getting tighter these days so could you boost your income if you rent your house when you have a mortgage. Moving in with parents or a partner may seem…
When should I look for a mortgage?
If you’re thinking of buying a new home, you maybe thinking, “When should I look for a mortgage?” House-hunting is quite exciting but it can also pretty stressful, so being…
How does an interest rate rise affect me?
The Bank of England last month decided to increase interest rates again but how does the interest rate rise affect you? If you recently bought a house or just remortgaged,…
Why a mortgage application is refused
Buying a home maybe a dream but it could turn into a nightmare if your mortgage application is refused. If your application does not succeed, do not worry, you are…
What you need to know about buying off-plan
More homes are being built or planned in the UK thanks to policy changes and fewer Covid issues – but what about buying off-plan? When you buy off-plan you’re literally…
First-time buyer mistakes to avoid
Buying your first home is exciting – but first-time buyer mistakes are bound to happen when you’ve never done it before. Of course, an estate agent, your solicitor and mortgage…
What is the Help to Buy equity loan scheme?
The clock is ticking for first-time buyers wanting to take advantage of Help to Buy for new-build homes. They can access the equity loan scheme from the government until 31…
Debt consolidation after Christmas
Debt consolidation could help you if you have credit card bills mounting up or a large overdraft that never seems to reduce. Financial problems can hit anyone at any time.…