The Mortgage Guarantee scheme extended to December 2023
No Comments
The Mortgage Guarantee Scheme to help homebuyers has been extended to the end of this year. Under the scheme, first-time buyers and home movers have access to mortgages with a…
Can we get a joint mortgage with one income?
Life, as we know from recent years, has a knack of throwing up the unexpected. For example, your partner may now be unemployed but you still need a joint mortgage…
What about paying off my mortgage early?
Paying off your mortgage early may be a dream, especially as the cost of living crisis continues. But some people might be in the position to see that dream come…
What different types of mortgages are available?
A mortgage is a mortgage, right? Well, there’s more to it than just being a long-term loan to buy a house. There are different types of mortgages available in the…
What are searches when buying a home?
There are many steps before being given the keys to a new home, including something called ‘searches’. If you’re a first-time buyer, it may seem to take an age between…
Should I be remortgaging now?
As interest rates reach their highest point in 14 years, you maybe wondering if it’s the right time to remortgage. The Bank of England’s Deputy Governor says the rate rise…
Can you rent your house when you have a mortgage?
Money’s getting tighter these days so could you boost your income if you rent your house when you have a mortgage. Moving in with parents or a partner may seem…
When should I look for a mortgage?
If you’re thinking of buying a new home, you maybe thinking, “When should I look for a mortgage?” House-hunting is quite exciting but it can also pretty stressful, so being…
How does an interest rate rise affect me?
The Bank of England last month decided to increase interest rates again but how does the interest rate rise affect you? If you recently bought a house or just remortgaged,…
Why a mortgage application is refused
Buying a home maybe a dream but it could turn into a nightmare if your mortgage application is refused. If your application does not succeed, do not worry, you are…