Why a mortgage application is refused
Buying a home maybe a dream but it could turn into a nightmare if your mortgage application is refused. If your application does not succeed, do not worry, you are…
What you need to know about buying off-plan
More homes are being built or planned in the UK thanks to policy changes and fewer Covid issues – but what about buying off-plan? When you buy off-plan you’re literally…
First-time buyer mistakes to avoid
Buying your first home is exciting – but first-time buyer mistakes are bound to happen when you’ve never done it before. Of course, an estate agent, your solicitor and mortgage…
What is the Help to Buy equity loan scheme?
The clock is ticking for first-time buyers wanting to take advantage of Help to Buy for new-build homes. They can access the equity loan scheme from the government until 31…
What is the First Homes Scheme?
First-time buyers and key workers in England could benefit from a new Government scheme called the First Homes Scheme. Those qualifying for the scheme have the chance to buy specific…
What can we expect from house prices in 2022?
As we look forward to another 12 months, what can we expect from house prices in 2022? We haven’t got access to a crystal ball, but looking at data from…
Debt consolidation after Christmas
Debt consolidation could help you if you have credit card bills mounting up or a large overdraft that never seems to reduce. Financial problems can hit anyone at any time.…
Act now to remortgage before interest rates rise
All the signs are indicating that the Bank of England will potentially agree an interest rates rise over the coming months. And if your fixed rate mortgage has ended or…
What to expect on completion day
You’ve had your offer accepted, exchanged contracts, packed and now you’re waiting for completion day! Completion is the last stage in the process of buying a house and can take…
What is mortgage equity?
Whenever you decide to remortgage you maybe asked about the value of your equity. But what is your mortgage equity? Put simply, your equity is the share of the property…