What is the 95% LTV mortgage guarantee scheme?
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More lenders are beginning to offer 95% LTV mortgages thanks to the introduction of the mortgage guarantee scheme. It helps buyers purchase a home a 5% deposit. What is the…
Mortgage interest rates: What you need to know
Interest rates are a term you will hear when applying for a mortgage. Even if you have a mortgage now, you may not fully understand why you need to pay…
Mortgages and new-build homes
When buying a new-build home there is a chance of your mortgage offer expiring before your house is built. Those people reserving off-plan – which means the developer has not…
Why should I use a mortgage broker?
When buying your new, or first, house you’re likely to need a mortgage – but should use you use a mortgage broker? Very few people buy a house with cash,…
House prices increase in the North East, says report
House prices continue to boom in the North East, reports have revealed. A report by Nationwide shows annual house prices rose to a six-year high of 7.3% by the end…
Be quick to take advantage of Stamp Duty holiday
The Stamp Duty holiday has given a significant boost to the property market and helped to drive demand and sales. But the Stamp Duty holiday is set to end on…
Add value to your home during the lockdown
During the coronavirus pandemic lockdown, you may be wishing you had more space. And while plans to buy a new house may be on hold at the moment, it isn’t…
Mortgage holidays for those affected by Covid-19
Homeowners and Buy to Let landlords who are affected by coronavirus can apply for mortgage payment holidays of up to three months. How it will work? You should contact your…
Self-employed mortgages: All you need to know
More than 5 million people are self-employed in the UK, according to the Office of National Statistics. And that is a figure that’s likely to keep rising. For many, working…
Remortgaging: what you need to know
Remortgaging your home is a fairly simple thing to do but many people forget to check their current deal. Last year, a study showed that mortgage borrowers were unnecessarily paying…