When it comes to working out your finances before looking for a new home a mortgage calculator can really help. Speaking to a qualified mortgage adviser is always recommended before…
Most lenders allow you to make mortgage overpayments. And this means you pay extra on top of your usual monthly payments. With interest rates rising again and predictions of further…
Life has a habit of throwing the unexpected at us. And in those times you may be thinking about a mortgage holiday. In recent times, there have been occasions when…
People struggling to clear debts are often offered an IVA, or Individual Voluntary Agreement. This means they do not have to declare bankruptcy. And while it is means escaping the…
Homeowners struggling to pay their mortgage have been thrown a lifeline from the Financial Conduct Authority (FCA). Lenders must have tools available to help borrowers who have missed payments or…
If you love watching Homes Under The Hammer, buying a property in an auction might seem appealing. But if you haven’t got a large sum in savings, you may be…
If you don’t want to upsize but need more room, a home extension can make sense. But should you remortgage for an extension? The answer depends on your personal situation.…
If moving home, you may be able take your current mortgage with you by ‘porting your mortgage’. Despite the gloom, official stats show that the housing market is still pretty…
The Mortgage Guarantee Scheme to help homebuyers has been extended to the end of this year. Under the scheme, first-time buyers and home movers have access to mortgages with a…
Life, as we know from recent years, has a knack of throwing up the unexpected. For example, your partner may now be unemployed but you still need a joint mortgage…